What do late-paying customers cost you?
Money sitting in unpaid invoices is money you borrow, or go without. See what slow payers cost you each year, and what getting paid faster would free up.
a year lost to late and unpaid invoices
- Money waiting in unpaid invoices
- –
- …of which past your terms
- –
- Borrowing cost of the late part
- –
- Never paid, per year
- –
- Freed by getting paid 10 days faster
- –
Estimate only. Works in any currency.
Want a second opinion on these numbers?
Send us your numbers. We’ll reply with the two changes that would get you paid fastest.
How the numbers are worked out
Money waiting = sales per day × average days to get paid
Late part = sales per day × (days to get paid − terms), if positive
Yearly cost = late part × borrowing rate + yearly sales × share never paid
Questions
How do I find my average days to get paid?
Your accounting software usually shows it as DSO or “average days to pay”. Otherwise: unpaid invoices today ÷ invoiced sales last month × 30.
What gets customers to pay faster?
A payment link on every invoice, a friendly reminder a few days before the due date, deposits on larger jobs, and invoicing the day the work is done.
Is my data sent anywhere?
No. Everything is calculated in your browser. Nothing is stored or sent unless you use the form at the bottom of the page.
Want a second look at the numbers?
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