Free tool · Cash

How much can you pay yourself?

A steady monthly pay that leaves enough for tax, a cushion and the business itself, so you stop guessing at the end of each month.

Your business

Use averages, not your best month.

Average of the last 6–12 months.
Ask your accountant for your rate.
Months of business costs (not counting your pay) kept in the bank.
Your safe pay
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you can safely pay yourself each month

Per year
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Profit per month before your pay
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Set aside for tax
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Kept in the business
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Rebuilding the reserve
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Estimate only, not tax advice. Works in any currency.

Free, no obligation

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How the numbers are worked out

Profit = revenue − costs Safe pay = profit − tax set-aside − profit kept − reserve top-up Reserve top-up = (reserve wanted − cash today) ÷ 12, if you’re short

Questions

Why not take everything left at the end of the month?

Because the tax bill, a slow month and the next equipment repair all come later. Paying yourself a steady amount and leaving the rest in the business is what keeps you paid in bad months.

Salary or dividends?

It depends on your structure and country. This tool works out how much; your accountant decides how.

Is my data sent anywhere?

No. Everything is calculated in your browser. Nothing is stored or sent unless you use the form at the bottom of the page.

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